Backups are really not equivalent to hard drive removal. Backups are good to do (hard to get in the habit of doing for some older people--like me) to maintain/recover data. Am having a hard time getting my head around having to purchase a new computer periodically because a drive can fail. That being said, how much more reliable are SSDs or nvme than the traditional spinning platter equivalents?
Am glad that I resurrected an offspring's discarded 2012 13" MBP--replaced the display (after I broke the LCD screen trying to pry off the broken glass), upgraded RAM, and installed an SSD to replace a failing HDD--am satisfied with its performance. If i ever get around to it, I will replace the keyboard so I can use the left sided shift, ctrl and another button.
With the inevitable tidal wave of inflation, companies will have to continue to try to keep their production costs down otherwise products will be out of reach for many consumers. That certainly means that the days of having consumer electronics with user replaceable parts will be in the distant past very soon.