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Aftermarket warranties are for people who can't calculate cost and probabilities.
 
SomeDudeAsking said:
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Aftermarket warranties are for people who can't calculate cost and probabilities.
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Just like every kind of insurance (including car and homeowner's)?
 
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rrandyy said:
SomeDudeAsking said:
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Aftermarket warranties are for people who can't calculate cost and probabilities.
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Just like every kind of insurance (including car and homeowner's)?
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Dropping your iPhone on the ground is not the same as getting sued for a million dollars for causing a car crash or losing everything you own in a house fire.
 
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Just checked that site out, you have to pay $99 for a so called "2 year warranty". What you don't realize is that there is a $50 deductible and Apple already gives you a warranty for the first year.
 
SomeDudeAsking said:
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Just checked that site out, you have to pay $99 for a so called "2 year warranty". What you don't realize is that there is a $50 deductible and Apple already gives you a warranty for the first year.
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Read further. Apple's warranty does not cover accidental damage. If you drop it, you are out at least $199. So, you have to weigh it out and see if its worth it to you. $99+$50 whether you break it or not or $199 if you break it. That's what it boils down to. Your decision...

Also, you can cancel the plan at any time and receive a refund for the remainder of the policy.
 
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I'll save that $150 for the iPhone 5.
 
So you can buy this warranty for what, 80 bucks with this deal? Let's say you drop your iphone 4 32GB and shatter the face. If you have ST, you submit a claim to ST, let them send you a box, then you send them the phone, and they repair it, and send it back to you, charging you another 50 bucks. So you are out 130 total, and you had to go a few days without your iphone.

Now let's say I don't have a ST warranty, and I drop that same iphone. I load apple.com, sign up for a genius appointment, and head in. Maybe I'll get lucky and a nice genius will fix me up for free, and if not, they'll replace it with a refurb for 199. So 70 bucks more, but much shorter downtime period.

And I'm not even sure the 80 bucks is an accurate quote on that price.
 
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The price is actually $99 + $50 deductible. It's on sale, regularly $129 or something like that. But yeah, it is easier to get it replaced by Apple and most of what you damage can likely be covered by a $50 deductible so you end up paying more.
 
SomeDudeAsking said:
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The price is actually $99 + $50 deductible. It's on sale, regularly $129 or something like that. But yeah, it is easier to get it replaced by Apple and most of what you damage can likely be covered by a $50 deductible so you end up paying more.
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Thanks, I had a feeling it was more than 80, but even with my example, it's not worth it to me. With a 50 dollar price difference, it's even less worth it.

Now, if they covered loss or theft, that might be a different story.
 
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