Where I live, there are crashes on the arterial streets as well as the limited access highways. In both cases, many crashes are due to driving at excessive speeds. On the LAH, you don't also have to worry about people running through a red light. That happens a lot around here. If I'm the first one to enter an intersection after waiting for a red light to turn green, I look both ways, sometimes twice (moving up a bit if I can't see far enough) before I proceed.
Wouldn't it be ironic if one was involved in a crash close to home and became infected with COVID because of standing around talking to the other driver, passengers in the other car, police officers and a tow truck driver? There is one thing that keeps you safe from the virus: staying home with family members who also stay at home, and not letting anyone from outside that family unit to come in. I violate that myself, going out for groceries (among a few other things) and to medical appointments.