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iPhone XS Max T-Mobile Down Payment increase XS MAX
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Yep I guess they had some special promo pricing BS and now its over. Great as it only lasted a little more than a month. Basically they upped the credit for 1000 per phone before a down payment and now its back own to 750 yet still on 36 months. I am a new T Mobile customer who got the XR but wants to exchange for an XS but I am not shelling out 349.99 for a 64gb when other carriers require 0 even with perfect credit. Looks like I have to port back to ATT.
I was happy with T-Mobile for 3 yrs but this is is exactly why I went back to Verizon. They are too expensive, but
I didn't want to shell out $500 or avg credit is 937.99 up front!!
I paid $118 (zero down/just the tax) to get the iPhone XS Max 256...the rest is zero interest.
I didn't want to shell out $500 or avg credit is 937.99 up front!!
I paid $118 (zero down/just the tax) to get the iPhone XS Max 256...the rest is zero interest.
He definitely fell into their "awesome credit" category, so it doesn't matter.
$499 is the smallest amount you can pay with good to the best credit under T-Mobile for a XS Max in 256. T-Mobile will lump you into 3 categories to the reps: A, B or C, and they won't tell you what criteria is used or what scores are needed for the tiers.
https://www.t-mobile.com/cell-phone/apple-iphone-xs-max?color=spacegray&memory=256gb
[doublepost=1541611899][/doublepost] Yea sucks because I would have liked to stay with T-Mobile. I didn’t mind 99 down but he’ll no on 349 plus taxes which is over 430. Why so I can have a $20 payment for 36 months. Why can’t they be like the other carriers with pricing on phones. Att gives you the option of next 12 or 24 and then gives you a box to put an amount down
Yea but that shows on your credit correct vs carrier financing
It does. But with good/excellent credit, it's a minor hit on your score (at least from what I have seen since I routinely monitor my credit).
Total cost is not the same if the upfront balance is put on a credit card or any non interest free loan.
I'm making the assumption that someone with "perfect credit" wouldn't be paying interest on the downpayment portion. While that could be a poor assumption, folks typically don't end up with "perfect credit" by making poor financial decisions.
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