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Kargo

macrumors member
Original poster
Sep 21, 2013
43
23
Hi guys,

I hope I am okay to post this here. In 2010, my iTunes account was hacked into twice (in the same year). This was quite a shock to me because I'm a bit of a security freak and at the time was running virus/malware scans pretty much every other day, as well as having real time protection on (I was using a Windows 7 PC at the time). Thankfully, I only had gift card credit in my account at the time with no card details stored at all - of course on both occassions, the hacker made sure they wiped out every single penny. Oddly though, at around about the same time there were a number of articles being posted by major news organisations and tech websites referring to thousands of iTunes customers having their accounts compromised. Apple were great and refunded me the store credit.

Fast forward 7 years and I'm now fully in the Apple eco-system. I've just finished a 3 month trial of Apple Music (paid for using some remaining gift card credit) and I have to say, for the audio quality difference aone, I'm completely ready to jump ship from Spotify which I've been using for over 2 years now. The thing is, I don't want to have to keep buying gift cards every month/two/three months to pay for it and would much rather the funds be taken automatically from my card in the same way Spotify does.

I guess in order to do this, I need to give in and hand my card details over to Apple which if I'm being honest, I'm still reluctant about doing. I see that PayPal is now a payment option which is great however when reading the small print, I notice you are giving Apple permission to bypass the PayPal authentication page altogether each time a purchase is made and allowing them to take the funds directly from PayPal (or PayPal>Card). This is practically the same as giving Apple your card details directly so my worry is if my account is hacked into again and I'm practically giving a hacker the chance to go wild with my money.

So now, onto my main question (apologies for the waffling) - I have switched two factor authentication on which Apple claims will keep my Apple ID much more secure, but is it secure enough to assume that no one other than myself will be able to gain access to my account and more importantly, my money?
 
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