U.K. Contactless payments increased to £30

Discussion in 'Apple Music, Apple Pay, iCloud, Apple Services' started by Gav2k, Aug 31, 2015.

  1. Gav2k macrumors G3

    Gav2k

    Joined:
    Jul 24, 2009
    #1
    Contactless payment limits in the uk have now been increased to £30.

    Obviously stores that have no limit with Apple Pay are still limitless but touching your card will be limited to £30.
     
  2. planetf1 macrumors 6502

    planetf1

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    Hampshire, UK
    #2
    Do barclaycard UK or capital one UK credit cards work yet? I'm assuming not.. May roll out my old Mina card instead
     
  3. Nermal Moderator

    Nermal

    Staff Member

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    #3
    Is that a hard limit? There's a soft limit of $80 (£33) here, at which point it'll prompt for your PIN.
     
  4. OllyW Moderator

    OllyW

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    #4
    In my experience so far there's no option on the card reader to pay by contactless if it's above the limit.
     
  5. Nermal Moderator

    Nermal

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    #5
    It sounds like the contactless reader is a separate device then? I saw that a lot in Australia but haven't seen it here; the contactless reader is always integrated into the stripe*/chip reader (which has its own number pad for entering PIN). I find these sorts of regional variations interesting :)

    *Yes, we still have them, and yes, they support PIN.
     
  6. OllyW Moderator

    OllyW

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    #6
    No, the contactless reader is also built into the chip & PIN reader just like you've got. When the bill is below £20 (£30 from today) there is a contactless option on the screen of the reader but it just asks you to insert your card if the payment is higher.
     
  7. JUiCEJamie macrumors 6502a

    JUiCEJamie

    Joined:
    Mar 22, 2011
    #7
    Seems as though 9to5mac and Cult of Mac are picking up on this. - I wrote something similar in the Apple Subreddit earlier today.

    Remember, anywhere that has an Apple Pay symbol [Pay logo] (rather than just a contactless “)))” symbol) there is NO limit, because your fingerprint is used in place of your PIN.
    (This isn’t new, but I thought it was worth reminding British users because some aren’t aware of it.)
     
  8. OllyW Moderator

    OllyW

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    #8
    That isn't true, Morrisons and Lidl have Apple Pay stickers on their tills and still have the limit and I'm sure other readers will confirm that also applies to other retailers.

    What shops have you managed to make payments over the limit?
     
  9. JUiCEJamie macrumors 6502a

    JUiCEJamie

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    Mar 22, 2011
    #9
    A family relative of mine has been given their Apple Pay decals recently, but they haven't got their issuer authorisation from the bank just yet (restaurant). So I suppose we should be careful with this information.

    But, first hand - I've shopped at Pret-a-Manger in London on my travels for me and a few friends (I think it came to around £28, and this was in August).
    I've also had a Nando's or two for me and my parter, and it always comes over £20 (in July and August).. never had a problem.

    ^^ Those two retailers are official partners of Apple Pay.
     
  10. OllyW Moderator

    OllyW

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    #10
    Yes, I've heard some stores have already got rid of the limit and others are working to remove it but to say that there is no limit "anywhere that has an Apple Pay symbol" is misleading and not helpful.
     
  11. planetf1 macrumors 6502

    planetf1

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    Hampshire, UK
    #11
    I believe the contactless card transaction process has the ability to reply back to say pin needed (or other secondary form of authentication) so what you mention could happen. Apparently they do it at random too even for low value. However normally as was mentioned above the till normally won't offer the contactless option if > the limit..

    Apple pay can go over the limit if the retailer agrees.. let's hope more do it!
     
  12. JUiCEJamie macrumors 6502a

    JUiCEJamie

    Joined:
    Mar 22, 2011
    #12
    Sorry, I suppose it was. That's why I referred to the official partners as my examples. Sorry about that.

    The underlining gripe I have with this entire movement though, is that the articles themselves are confusing. Across all websites.
    MR, CoM, 9to5 and especially the Daily Mail all confuse consumers with what/where/how much Apple Pay is and isn't restricted. When we of course, all know, that this isn't true.
     
  13. markhort macrumors 6502a

    markhort

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    Aug 28, 2010
    Location:
    UK
    #13
    I'm not all that bothered about the £30 contactless raise. Only really use my contactless bank card every now and again. I do use Apple Pay pretty much every day. Would like to see Lloyds enable Apple Pay and lose the contactless limits.
     
  14. nicho macrumors 68000

    Joined:
    Feb 15, 2008
    #14
    you'd think nando's would update their website if that was the case

    unless it isn't true they accept it wih no limit everywhere, yet.

    i wanted to use apple pay at the start of august but after seeing this on their website while queueing had to fish my card out, waking up my daughter in the process :(
     

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