UK finace pay lump sum then monthly?

[wwe2008]

Hi with new MBP out I want to sell my current one and get the new 15" 2.8GHz MBP. And I won't get £1949.00 from my current MBP so can I sell - get about £1500 buy new and pay £1500 to finance then £70 or what ever a month? as it will take me about 6 months and can you give more a month?
thanks

 

[belvdr]

I'm not sure I get what you're wanting to do. At any rate, you have a fairly new machine; why the trade-up?

 

[wwe2008]

I'm not sure I get what you're wanting to do. At any rate, you have a fairly new machine; why the trade-up?

instead of paying monthly I want to pay £1500 off before I pay the rest monthly. I want to get the new case, better CPU and GPU etc.
thanks

 

[belvdr]

It's a line of credit, so I'm sure they can only put on whatever you haven't paid for. It's sort of a down payment really.

Sad to see someone go into debt over the looks of an object.

 

[wwe2008]

It's a line of credit, so I'm sure they can only put on whatever you haven't paid for. It's sort of a down payment really.

Sad to see someone go into debt over the looks of an object.

I don't understand.
thanks

 

[Oli80]

It's a line of credit, so I'm sure they can only put on whatever you haven't paid for. It's sort of a down payment really.

Sad to see someone go into debt over the looks of an object.

You mean like a house?

 

[belvdr]

You mean like a house?

Right, debt for a house = debt for a notebook.

Using credit to finance an object that depreciates is never wise.

 

[Harmush]

i'd rather a macbook than a house ... the new ones are practically the same price too.

 

[wwe2008]

what's the big difference between the 3 CPU in both MBP's and GPU's?
thanks

 

[Oli80]

Right, debt for a house = debt for a notebook.

Using credit to finance an object that depreciates is never wise.

Like a car? Or am I to assume you pay in cash?

Some people prefer (or have no choice but) to pay out in instalments. I like to avoid that myself, but I don't make a point of criticising others for it.

 

[belvdr]

Like a car? Or am I to assume you pay in cash?

Some people prefer (or have no choice but) to pay out in instalments. I like to avoid that myself, but I don't make a point of criticising others for it.

I do pay in cash now, however I did have to get loans for cars originally. I have no idea why someone would prefer to make payments and interest to someone else, when they could pay in cash.

I also understand why some people have to get loans for things that are required, but upgrading a 1 year old (guessing based on specs) laptop because the new ones look cool seems a bit over the edge. The only reason I criticize is its the exact reason the economy is the shape it is in. People won't quit borrowing more and more to finance things they don't really need (aka ARM loans for a huge home to impress everyone with).

At any rate, I'm off my soapbox...

 

[Kuska]

Hi with new MBP out I want to sell my current one and get the new 15" 2.8GHz MBP. And I won't get £1949.00 from my current MBP so can I sell - get about £1500 buy new and pay £1500 to finance then £70 or what ever a month? as it will take me about 6 months and can you give more a month?
thanks

Try Computer Warehouse http://www.computerwarehouse.co.uk/

You can pay in 12 months interest free and use the cash from your sale as the deposit.

 

[Kuska]

Try Computer Warehouse http://www.computerwarehouse.co.uk/

You can pay in 12 months interest free and use the cash from your sale as the deposit.

Oh looks like they are now charging a £49.00 finance fee

 

[wwe2008]

Oh looks like they are now charging a £49.00 finance fee

cheers. I'll buy from CW as you can pay a deposit of how much you want and then pay the rest in 12 months time. will they add anything extra like apple finance do? also is the .27GHz CPU jump worth £210 or whatever? because I know that the .1GHz wasn't in the previos gen.
Thanks