Long and short of it, I was pretty much dead set on paying the early termination fee on AT&T and switching to Verizon because of the LTE deployment but then I saw that they do not offer any sort of early upgrade pricing. It's either discounted or full price. With AT&T, I can upgrade to the 16GB iPhone 5 for $449 plus the upgrade fee less whatever I can get for selling my iPhone 4S. If I were with Verizon, it'd be $650 less whatever I can get for selling my current phone. Seems to me that for an Apple customer who wants to upgrade annually, is AT&T the best option...am I missing something?