I always had Asurion with my iPhones, and when my 11pm screen cracked, i called in for service and to replace the screen, they have screen replacement for only 29$, so they sent someone out and replaced the screen the next day, but I kept getting an error that the screen was not an authorized apple part, so i called and complained to Asurion and they told me that was normal, and also that the phone was no longer water resistant, so after a little more complaining they decided to send out a brand new replacement in an original unopened iPhone box,
Needless to say when I upgraded to my iPhone 12pm I opted for AppleCare+ with loss and theft instead of going with Asurion…