I confess, I did... Not one specific thing, a custom degree from that place on the east coast, supposed to be great, but I imagine they all say that ;-) I liked the school, but cost a lot... and for the same price Harvard & MIT are blocks away...
I can't tell you what you need to do with your life, but if you have any doubt, maybe this isn't for you... If you have noted all the bad, and still think it's worth it, nothing could be better, and what choice is there?
You're in good company, most 45 year olds still are wondering... haha!! If you get an actual degree, you'll be able to make whoever supports you not have to.... worst case teach at some music college? Produce, compose, play, I forget... What did you want to do? You never said, did you?
LT