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Luba

macrumors 68000
Original poster
Apr 22, 2009
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I joined way back when since it was an easy way to “sell” (get rid of my old iPhone), but if Apple’s trade-in is 50% for a year-old phone then it would be more flexible to get off of 1UP. I guess the only downside is Apple trade-in of 50% isn’t guaranteed like on 1UP.

By the way, how easy is it to get off of 1UP? Contact Citizens Bank and pay off loan?
 
I have been in the IUP since its inception…but that is ending with the 17 release. There is zero benefit to being in the IUP…especially for those who are launch day aficionados such as myself.
Years ago, Apple implied, directly and indirectly, that IUP members had a “leg up” on launch day….which wasn’t true the first year, second year…or any subsequent year.
Unfortunately the days of selling an iPhone for good money are in the rear view mirror.
Even with those bygone days, the math doesn’t add up to stay in IUP. I will be returning to the same process I used for years to sell my phone…which I wont highlight the process in a public forum…but there is a method to madness that will allow me to come out ahead vs the IUP.
 
It's a relatively hassle free process, but sometimes they take advantage of people having to make early payments to get phones on launch. The carrier deals win this time.
 
I was pondering IUP vs the two year interest free deals, IIRC with the 2 year interest free I could still trade in that phone after twelve months and the remaining payments would be taken from the trade-in value of my current phone?

The exact words from the website:

Apply your trade-in value towards your outstanding loan balance. If there is remaining value, it will be applied to your new iPhone purchase. Or if the value doesn’t quite cover the loan balance, we’ll collect the rest at checkout.

and confirmed :)

1757691429304.png
 
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I was pondering IUP vs the two year interest free deals, IIRC with the 2 year interest free I could still trade in that phone after twelve months and the remaining payments would be taken from the trade-in value of my current phone?
You would manually have to pay the remaining portion off, they would not clear it from your balance
 
You would manually have to pay the remaining portion off, they would not clear it from your balance
I have one month left on my 15PM when I went thru the 17 order process the apple side said they would clear the last month payment and take it off my trade in value. Was that down to it being the last month?
 
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I see no reason to leave it, as I want a new phone annually.
Me too, but I read it’s a big hassle if you change your mind on the phone you want and if you need a replacement. Needing a replacement is a hassle anyway, but changing your mind isn’t as easy as just returning a purchase.

I wonder if Apple is giving 50 % on 1-year old phones on trade-in’s. With 1UP the 50% is guaranteed.

I believe in the beginning only 1UP could setup for fast pre-order but now anyone can. Perhaps Apple even does away from the 1UP program as they’re already “loaning” money through their 0% finance program and don’t need a bank partner
 
Best part about it is not having to dick around with selling your old phone. That's really the only reason I'm in it tbh. My time is valuable to me, so not having to deal with flakers and potentially shady buyers is worth it.
 
Me too, but I read it’s a big hassle if you change your mind on the phone you want and if you need a replacement. Needing a replacement is a hassle anyway, but changing your mind isn’t as easy as just returning a purchase.

I wonder if Apple is giving 50 % on 1-year old phones on trade-in’s. With 1UP the 50% is guaranteed.

I believe in the beginning only 1UP could setup for fast pre-order but now anyone can. Perhaps Apple even does away from the 1UP program as they’re already “loaning” money through their 0% finance program and don’t need a bank partner

It isn't hard at all. You simply return the new phone you just got and they close out the new loan/account. It might take some time for your upgrade status to be reinstated, but it'll happen.

If you already traded in your old iPhone that was enrolled in the upgrade program before you return your new one, you essentially start fresh in the iUP. Apple WILL NOT return your old device, so if you were eligible for an upgrade they will simply close out your old loan/account and you owe nothing (this is also a hack for people who want to get out of the iUP without fully paying off a device). If you haven't already traded in your old device, you're right back to square one once they reinstate your upgrade eligibility status.
 
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With all the scams going on with ebay and the like, IUP is still the easiest way to get a new phone every year. Yes, you can save about $500 or so to keep it for 2 years and then trade it in or sell it yourself, but $250 is 1 family dinner per year these days...
 
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