I never get them. Don’t post your email anywhere online and be careful who you give your email out to.
I use Apple hide my email addresses for anything I have to give an email for a minor account. For example for my Taco Bell account to order food.
My default email address is Gmail. I find they have the best spam filtering.
For anything financial I have a separate paid email account. This helps prevent confusion when it comes to that. I don’t click links in emails but if I get one saying I need to verify anything about one of my accounts sent to my other email addresses I automatically know it’s a scam.
Smells like a fishing scam to me. Typically, one does not follow up a "Final Notice" with 3 more emails. It's final, innit? F-I-N-A-L. Gawd, stupid scammers can't understand basic English.