Much too confusing for the average customer right now. Of course, mine was a Visa which explains why it didn't work.
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Major Retailers that Support NFC Payments
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Byerly's grocery chain in Minnesota has just upgraded their point of sale terminals. Noticed the NFC icon and paid by Apple Pay.
I did have to sign as well. Most likely the same rules as for card swipe. Under $75 does not require signature. Over does.
I did have to sign as well. Most likely the same rules as for card swipe. Under $75 does not require signature. Over does.
I walked into a Michaels and used it three times, two credit and one debit and it worked perfectly with no need for them to enter a password as it worked just like any regular card. The cashiers were pretty surprised that I was tapping my phone!
It would probably if and when the whole CurrentC/MCX program launches and then (hopefully) falls flat on its face. CVS obviously has the capabilities, but it's disabled, while Target has the compatible terminals, but it's not enabled. This was posted a couple of weeks ago, clearly showing how Target (sadly) is out of touch with what folks want in this regard:
http://money.cnn.com/video/technolo...s-mobile-app.cnnmoney/index.html?iid=HP_River
Typical beat around the bush answers from that Target guy. His answers sounds like a politician!
"We want our customers to have choice, so we're taking away the competing one to the MCX service in our stores."
Save Mart! As of today, NFC was turned on at Save Mart! Google wallet works for now, as do Contactless cards, though Apple Pay is declined for Visa/MasterCard for now. I still maintain to believe this is due to the fact that cards/Google Wallet have a name transmitted, while Apple Pay leaves this section blank which throws off some retailers. I am sure it will be live 100 percent by the end of the year.
https://www.youtube.com/watch?v=1aXiMLmXayM&feature=youtu.be
https://www.youtube.com/watch?v=1aXiMLmXayM&feature=youtu.be
Can someone get a video of them using Apple Pay at WaWa? I need it for a project. Also, Google Wallet works at Jack In The Box, though not Apple Pay. https://www.youtube.com/watch?v=OJnxjlMp7KE&feature=youtu.be
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OfficeMax now accepts Apple Pay! Not just Depot anymore but Max 
. So I think we got all of the office supply stores covered.
. So I think we got all of the office supply stores covered.I got this today using Apple pay with my debit card at Office Max. Each time I tried my Apple pay got declined and I got the BEF0.01 on my iPhone.
I tried Apple Pay at a different store and it didn't get declined, but got -- for my total purchase on my iPhone.
Yup, yet another retailer not working due to the lack of a fake name being sent with the card data. Google Wallet and Softcard work fine there, though Visa/MasterCard on Apple Pay do not.
I tried Apple Pay (Visa debit card) at a Lucky (owned by Save Mart) grocery store in El Cerrito. Everything worked fine at the terminal, it indicated that payment was accepted. The checker showed no indication of payment on his terminal though. We had to swipe a debit card to pay.
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Looks like its not on the MasterCard Nearby App yet, so no one has used it yet, although as mrcobra92 showed Google Wallet will probably work with no problem, because it sends a fake name. So I went to Jo-Ann Fabric today and they had Ingenico ISC Touch 250's, but there was no nfc light on, so I don't think Contactless was enabled, plus it said "Please slide card" with an arrow pointing to the magstripe reader.
So I recommend putting them on as not accepting any Contactless payments at all.
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Looks like its not on the MasterCard Nearby App yet, so no one has used it yet, although as mrcobra92 showed Google Wallet will probably work with no problem, because it sends a fake name. So I went to Jo-Ann Fabric today and they had Ingenico ISC Touch 250's, but there was no nfc light on, so I don't think Contactless was enabled, plus it said "Please slide card" with an arrow pointing to the magstripe reader.
A lot of NFC merchants just says please slide card, so this isn't a determining factor.
Home Depot seems to have an issue with some cards. My Chase Visa works fine. My Citi MasterCard, however, shows and error on the register something like "payment form not accepted" - when I try it at the self-checkout the attendant asks me if I'm trying to use a gift card.
I've read elsewhere that others are reporting similar issues at some Home Depots - Visa/AmEx work - MasterCard does not.
I've read elsewhere that others are reporting similar issues at some Home Depots - Visa/AmEx work - MasterCard does not.
Yes but there is also the upcoming change in fraud liability. Come this fall if you aren't using NFC, stores will find themselves held liable for card fraud in situations where they aren't now. So the risk of having to eat fraud costs cause you took a swipe over NFC has to be weighed against the upkeep etc
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They're signatories for CurrentX so don't expect Apple Pay or Google Wallet with them any time soon
I tried Apple Pay at Save Mart in Hollister. The card reader said "Tap RFID" so I tried using my BofA debit card. The transaction appeared to go thru like the the Google wallet video showed, then the cashier said the transaction was declined. Maybe next time I will try my Master Card and see what happens. I have not gotten a transaction to go thru successfully using apple pay yet so I'm not sure if it was the store or my phone.
@dontwalkhand I know, I used Google Wallet at an MX915 that said "Please swipe your card". @aawil Is the Shop Rite listed in the MC Nearby app? Also someone else should test Big Lots with Apple Pay, I know a couple of locations take Google Wallet, so hopefully ones with the MX915 should work, although its a bit buggy. I know that mrcobra92 posted that Apple Pay was declined at Big Lots, probably due to no fake name being sent, and I bet Shop Rite has the same problem. But I'd like to see someone else try Apple Pay at Big Lots, then post their results here. Or mrcobra92 try Big Lots with your Nexus 7 using Google Wallet, although for my phone I have to hold it horizontal to the screen to get it to read, but it does work. (buggy)
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NFC payments such as Google Wallet or Softcard (Isis) have always been Card Present.
Apple Pay is the same as other wallets in that respect. It was just poor reporting that made it sound different.
(However, note that Apple Pay used in-app is considered Card NOT Present.)
The upcoming policy change on liability is about using EMV compatible payment methods instead of older magnetic stripe swipe methods.
As long as the stores take chip cards and support the highest verification method supported by a presented card (e.g. signature or PIN), they're covered.
NFC (contactless) support is optional.
I thought I'd just throw out there that one of the Meijer stores near me got new terminals this week - Verifone MX915s to replace the MX850 or MX860 units they had for a really long time. At this particular location, I never had issues, but at the other, I would get a "Hold Near Reader to Pay" error, so I'm hoping that one gets replacements soon, too. I'd be curious to see their numbers for people actually using it since launch, especially since their gas pumps are also NFC-capable.
That being said, does anyone know how larger chains typically do terminal upgrades - is it on a store by store basis or a rollout across the board?
That being said, does anyone know how larger chains typically do terminal upgrades - is it on a store by store basis or a rollout across the board?