0% for 18 months - will this stick around?

[luvmymbpr]

Hi everyone,

I know for the entire year of 2014, Apple has had the deferred interest on products. I used it earlier this year for a mac book pro retina. I'm thinking I may pick up a second machine (mbair) in 2015. Does anyone know if this is something that will stick around? Historically, has Apple always had a 0% promotion for their products?

Thanks in advance. I could just purchase these products on a regular cc, but the 0% is just so darn appealing!

 

[maflynn]

Apple doesn't provide any advanced notice on their promotions. I'd say it may disappear and then re-appear later on.

 

[luvmymbpr]

Apple doesn't provide any advanced notice on their promotions. I'd say it may disappear and then re-appear later on.

Thanks. I didn't pay attention before 2014. Have they been pushing 0% promos for a while now?

I actually just realized they now offer a paypal 0% option. That's interesting. At the beginning of the year, they only had a 0% promo through barclaycard.

 

[JPIndustrie]

Make sure you're reading the fine print...
If you're talking about the Barclays Apple credit, 0% is only within the first few months of opening the account (I believe 3-6 months)

You're way better off with competing financing offers from Best Buy, Micro Center, etc... coupled With the various coupons and sales at these places I really don't know why anyone buys big ticket stuff at Apple retail anymore aside from convenience.

Which leads me to believe, retail sales is not a focal point for Apple at all but rather more symbolic.

 

[RedCroissant]

Make sure you're reading the fine print...
If you're talking about the Barclays Apple credit, 0% is only within the first few months of opening the account (I believe 3-6 months)

You're way better off with competing financing offers from Best Buy, Micro Center, etc... coupled With the various coupons and sales at these places I really don't know why anyone buys big ticket stuff at Apple retail anymore aside from convenience.

Which leads me to believe, retail sales is not a focal point for Apple at all but rather more symbolic.

I agree with this. I work at Best Buy and the fact that you can use a coupon, take advantage of BB price-matching all major competitors and items fulfilled by Amazon, along with the Best Buy credit card that also has an 18-month 0% interest financing as well. Plus, if you like warranties and protection, Best Buy also covers what Apple won't as far as battery replacement, normal wear and tear, tech support for 3 machines (regardless of where or when you bought them as long as you purchase this option when you buy a machine). Best Buy also has open-box items fairly often that are usually if not always just as good as a brand new device but a nice discount.

Anyway.....go to Best Buy!

 

[Apple_Robert]

Make sure you're reading the fine print...
If you're talking about the Barclays Apple credit, 0% is only within the first few months of opening the account (I believe 3-6 months)

You're way better off with competing financing offers from Best Buy, Micro Center, etc... coupled With the various coupons and sales at these places I really don't know why anyone buys big ticket stuff at Apple retail anymore aside from convenience.

Which leads me to believe, retail sales is not a focal point for Apple at all but rather more symbolic.

Unless Barclay terms have changed recently in this area, one has 30 days to purchase an Apple product with the new account (to get free financing).

 

[luvmymbpr]

Make sure you're reading the fine print...
If you're talking about the Barclays Apple credit, 0% is only within the first few months of opening the account (I believe 3-6 months)

You're way better off with competing financing offers from Best Buy, Micro Center, etc... coupled With the various coupons and sales at these places I really don't know why anyone buys big ticket stuff at Apple retail anymore aside from convenience.

Which leads me to believe, retail sales is not a focal point for Apple at all but rather more symbolic.

I used barclay for my macbook last year, and I got 18 months since the purchase was higher than $1500 or $2000 I believe. They give you X amount of months 0% depending on the price.

When I bought my mbpr, places like Best Buy and Microcenter did not have a better price. I purchased it online at Apple and chose a store pick-up. I had it within the hour.

----------

I agree with this. I work at Best Buy and the fact that you can use a coupon, take advantage of BB price-matching all major competitors and items fulfilled by Amazon, along with the Best Buy credit card that also has an 18-month 0% interest financing as well. Plus, if you like warranties and protection, Best Buy also covers what Apple won't as far as battery replacement, normal wear and tear, tech support for 3 machines (regardless of where or when you bought them as long as you purchase this option when you buy a machine). Best Buy also has open-box items fairly often that are usually if not always just as good as a brand new device but a nice discount.

Anyway.....go to Best Buy!

What coupons does best buy have that you can use on a new mac?

 

[RedCroissant]

What coupons does best buy have that you can use on a new mac?

That depends. Sometimes when you move to a new place and you get one of those coupons for 10% off, it's up to the manager to decide if it will work. Sometimes they allow it, but not often. Another thing that you can do is also use a student discount through Best Buy and apply that after a price match to save even more money along with the 18 months interest free financing. All you really need is a college email address.

 

[smallcoffee]

Seems like this promotion has been around forever

 

[RedCroissant]

Seems like this promotion has been around forever

It seems like it but it's mostly a holiday promotion as far as Best Buy is concerned. Now I think it has changed to 12 months 0% financing on purchases over $500.

 

[Meister]

In germany the standard is 0% for 33 months always.