The iPhone release date is getting closer, and i have some questions. When you purchase a contract phone in the UK, if its £20 a month, the bill always comes in at £25-£30. It seems they add charges that you have no clue what they are. Two of them is VAT, automised billing.. etc ... So if you get a £35 month contract with 02 for the iPhone, is it going to come in at £40-£45?. Also, when you buy the iPhone and connect it to iTunes to set up the contract, does it ask for your credit card details or does it just charge you through your Apple Store account?. Thanks.