I've pretty much decided on the base model 13" MBP (2.4 GHz, 320M) but I can't decide on AppleCare. I'll get the student discount, so its hard for me to want to spend an extra $250 on an $1100 notebook. I'm sure looking back people are always glad they got it (if they end up needing it) and I've heard the service is great. But will I really need it? I'm not sure anyone can answer that, just looking for advice. Is it really worth the extra 20%?