Oh great tip, thanks!!!!It's pretty easy to do with Apple's builtin Preview app.
Open any image file, and choose to Annotate it.
Pick the Rectangle shape.
Change its Fill Color to the color you want.
Draw a Rectangle.
Screenshot only the filled Rectangle.
Use the screenshot as wallpaper.
Annotate an image in Preview on Mac
In Preview on your Mac, sketch and draw, adjust colors, and use notes, text, shapes, and other tools to mark up an image.support.apple.com