I found that charging it with a low-powered charger (in my case a 45W USB-C monitor), the Full Charge Capacity will go down at the end of the day. But when I connect the MBP back to its own charger, it will keep charging after it reaches 100%, and after an hour or two, Full Charge Capacity is back to normal. If fact it went 100 mAH higher than the Design Capacity. I did no SMC/NVRAM resets.
That happened 3 times, before I received my LG 5k, which now has enough power to fully charge the MBP16. Now the top line doesn't get lower anymore.
I talked about this with Apple Support, and their opinion was that the reported numbers aren't to be taken seriously, if it's after using a charger that's not rated for the 16". And that it's not "real and lasting damage", it's just a reporting mishap. They've never had to replace batteries because of this. I know this isn't the cause of everyone's woes, but it could be the case for some people, because it's easy to connect to a USB-C monitor that can't produce enough juice.