TheRealDamager - Thank you! It was hard to save but $50 a paycheck made it possible to get where I am now. Speaking of credit though, I think I am going to have my college freshman daughter 'buy' the laptop, using her education credit (which will cover my Apple Care) and have her open a credit account through Apple to make the purchase. Then I will deposit the funds into her account, have it paid off in 10 months, and she'll then have credit established, earn a few pennies of interest and everyone wins (I think).
jim4spam - Great suggestion about a TV monitor. You're right - doesn't make sense to buy the other display just to have a display, especially when I can use a 1080p TV for other things and plug it into the laptop when I want to. Thank you!
planetnaples - I already have two in college and a third as a sophomore in HS. Fortunately, we're making ends meet with scholarships and grants, on campus jobs and only a bit of Fed Loans (I want them to be invested in their education - to know they will have loans to pay back so make their time there worth it). So this is my hard-earned/saved laptop money for me
amoda - Yes, I will be waiting for the refresh, and based on all the good insight and advice I am hearing, I will be going with the Pro. Doubtful on the display -see above
mfuchs88 - Such sage and sound advice. Peace to you, my friend. You clearly understand where I am coming from and were speaking words I can understand. Yes, I want to hold this a long time, and yes, upgradability is vital.
I am now really thinking that I am going to go with the 2012 refreshed IB 13" MBP, 256GB SSD, start with 8GB of Ram, cover myself with Apple Care, and hopefully be set for for the present and near future, as well as protected for the long term with a machine I can upgrade. I am hoping the cd drive is dropped (no need to carry that around everywhere, same with the spinning HD too) but I will probably add an external cd drive for adding cd's to my iTunes.
I really thought I was going to go with the Air - obviously, why I posted it here and not on the MBP side of the forums, and got overly excited about the thinness - but I got what I was hoping for, which was great advice and insight. If anyone has additional thoughts, comments, ideas, suggestions or insights, I certainly welcome them! In the meantime, thank you to all of you!