I am not sure but even if you won't be able to use eGPU to play game on internal display all software (FCPX included) should be able to take advantage of the external gpu (ex: when you export a video).Not that I disagree with your post in general, but an eGPU doesn't usually work with the internal display.
OTOH, the 570 is at least as fast as the fastest GPU for the 2015 iMacs, so it's no slouch.
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If you want a quiet machine even when cpu is 100% in use go for the i5.I don't know the answer here, but I am planning to eventually edit 4k with my base model 27" iMac (i5/570, 512GB SSD) and don't see why it couldn't handle 4k editing smoothly considering you can always edit with proxies.
Of course this is just personal home video stuff at the moment, and I'm never on a deadline. If something is going to take some time to complete, it doesn't matter if it completes 30% or even 50% faster, as I'm usually walking away or working on something else for a while. I usually start an export of my project at the end of the night and go to bed without waiting for it to complete.
If I ever feel the limitations of the 570, I can get an eGPU which High Sierra will support. I'd rather put money into external gear that I can take with me to my next machine (waiting for the next-gen Mac Pro). The exception is that I think a pure SSD is worth the cost, even if it's just a 256GB that only fits your OS/apps and you have everything else external. The 1TB Fusion with it's 24GB SSD seems like a bad choice to me.
I also value low noise / heat / power usage, which is an area I'm guessing the i5/570 has an advantage in (would like to see these things measured, though). Personally I think the base model 27" i5/570 is the best value of all current Mac desktop machines. And of course buy 3rd party RAM with any of the 27" models to save quite a bit (in my case I bought 2x16GB for a total of 40GB RAM).