I originally planned on getting a base 27" iMac 2.7 stock variety. I don't think I really have the need for the upgraded graphics in the 3.1 or the HT capabilities of the 3.4. However, while I understand there will be the debate on cost vs. return, and the "well TB externals will be available soon enough", I am seriously considering the extra $600 for the 27" 2.7 SSD + HDD. I know to some it seems like a waste, and I'm not sure what my decision will be. What I would really like to know though is: 1. Most people say OS and Apps on the SSD, and data/files on the HDD. I get that. Would it be better access and performance wise to also include either the User Home folder or at least the iPhoto library on the SSD or would the amount of read/write hamper the lifespan, ie. not be that good for the SSD. 2. I am moving from a 2007 24" iMac 2.8 Extreme with 4GB RAM so I understand that my iPhoto can be a dog already and would be greatly improved even on a stock HDD Sandy Bridge, but that is where I'm not sure if I went with an SSD, how it would best be utilized. Everyone says that it should be 60 or 120 GB and that 256 is unnecessarily large for a boot SSD, but that is why I wonder how best to utilize it. 3. I currently house my iTunes media library, ie. all Music, Movies, Apps, Podcasts, etc. on an external 2TB HDD with a redundant 2TB for CCCloner to keep backed up and then use my 750 external as TM backup for my internal 750. So I wouldn't keep any media other than Photos internally. I know some will say, why get the SSD + HDD, save $100 and just get the SSD, but it seems silly not have the 1TB in there for $100 (still overpriced) as essentially a scratch disk. 4. I can use the 1TB to work in MTR and HB or other places I don't want to use the SSD, keep video footage I shoot, etc. But use the SSD for all docs (not that many), Quicken file, and other small stuff. Or just use it for iPhoto library and keep all other home folder on the HDD, or nothing but the OS and Apps on the SSD. I understand MBA and other SSD only users only have the SSD and that is where they keep just about everything, but with the hybrid internal, what is the best way to utilize the speed and structure? Thanks for weighing in.