Yeah, I know that some of you, when noticed this 'new' thread thought - 'Seriously? Not again!' And I know it's been asked before, more than plenty of times but any of threads didn't really answered question especially about 3rd party insurers. Everyone suggested this and that but no-one really shared their opinions and stories. I couldn't find any definite answer whether they're reliable or not. Has anyone had successful or unsuccessful claim? The Compare Supermarket suggests these three: http://www.insurance2go.co.uk/ http://www.jsinsurance.co.uk/mobile_phone_insurance/ http://www.betterbuyinsurance.co.uk/ So what I'm asking is would it be 'safe' to get my iPhone insured with one of these companies? I'm a student so I don't want to pay extra for my bank account which is now free and I don't want to start paying any interest on my overdraft, so upgrade to silver (Lloyds TSB) account is out of question.