I am confused as to which option to choose. As for my usage Ihave about 5 GB of music and i take a lot of pictures (have 2 kids and use iphone as main camera). I am taking back up of my pictures on my laptop once a month right now. I am not sure if I can buy 64 GB phone (which is about $120 higher in price) and keep everything on it or spend $12 a year and buy icloud storage of 20GB. I know it differs from person to person but I cant make up my mind and its almost 24 hours to go for pre-orders at 12 AM tomorrow. Any help is appreciated.