Going to have to go against the grain here.
JUST GET THE 16GB.
Even if all you're doing is web browsing / office type productivity the difference is noticeable if you're a heavy user. I know it sounds absurd to say that 8GB of ram "isn't enough," for office/web browsing but... Let's be honest here people, the internet has become a pig as far as resource utilization goes and its only going to get worse from here on out. I can easily make my 2018 13" MBP with 4C/8T and 16GB of ram choke with "just" Safari (lots of tabs) and a few productivity apps open. If you're truly planning to use it for 3-4 years, the price difference over time is chump change and its one of those quality of life things that you'll never regret having done if you do, but certainly might if you don't.
Also get the quad core i5 (but feel free to skip the i7, as its likely only minimally faster) and if you can afford it, get 512GB of internal storage (if you have to choose between RAM and storage though, I say go with the 16GB of ram)