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iPhone insurance in the UK
- Thread starter jimbob89
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I get mine with my bank account (Halifax) it costs me £5 a month as I'm staff, or £10 to everyone else. It's pretty good level of cover - loss, damage, theft, water damage
Other banks offer it as well, and if you're looking at £15 you may want to look in to this as an options.
Also get breakdown cover, travel insurance, price promise etc etc not bad for £10 - plus get £5 reward if you pay in over 1000 p/m
sorry i think that turned in to a sales pitch
yup id go with bank, break down cover and phone insurance for 12.95 a month, plus loads more crap thrown in, can claim twice in a year, first excess is 25, 2nd is £50 natwest.
Open an advantage Blue or Gold account with Natwest.
It costs about £5-£10 per month.
It comes with loads of stuff including phone insurance (blue covers upto £300, gold covers full value of the phone), you also get discounted car insurance, free recovery from greenflag and a few other bits.
I have blue, I broke my iPhone last year, was paid out the full £300 within a week of sending off all the documents, proof of purchase etc.
With gold you'll recieve the whole amount.
It costs about £5-£10 per month.
It comes with loads of stuff including phone insurance (blue covers upto £300, gold covers full value of the phone), you also get discounted car insurance, free recovery from greenflag and a few other bits.
I have blue, I broke my iPhone last year, was paid out the full £300 within a week of sending off all the documents, proof of purchase etc.
With gold you'll recieve the whole amount.
I have a Lloyds TSB silver account which costs £7.95 a month but includes phone insurance. Which covers Accidental Damage, Loss, Theft, Water Damage and Manufacturing defects so pretty much anything that would cause the phone to break.
like what!? a flying monkey steals it???! jk man, what else could they cover for the same price ?
like what!? a flying monkey steals it???! jk man, what else could they cover for the same price ?
I'm not sure to be honest
Do natwest cover your iPhone abroad?
orange care is £12 (£6 for non iphones)
covers you for lost/stolen/damaged/warrantee for 3 years (unless you cancel policy early)
Also gives you a replacement next day.
admin charge is £15 for each successful claim, added to your bill.
doesnt cover you for calls made before you report lost/stolen.
With banks insurance do check with them that they have your IMEI number on record of the phone you are insuring, and also keep a proof of purchase from your order/upgrade/contract.
Most people's phones are covered in the home contents insurance.
Mine does, covers loss, theft, accidental damage of anything less than £1,000. Standard Halifax home insurance I think. I lost my phone and only had to pay £60 excess, I called 10AM, it was at my home the next morning. O2 also sent a new SIM free of charge, came next day too. The contents insurance for the whole house is £190/year.
Mine does, covers loss, theft, accidental damage of anything less than £1,000. Standard Halifax home insurance I think. I lost my phone and only had to pay £60 excess, I called 10AM, it was at my home the next morning. O2 also sent a new SIM free of charge, came next day too. The contents insurance for the whole house is £190/year.
I say the network for convenience (next day replacement)
OR
Home/Bank insurance if your prepared to be without a phone for a while and possibly pay a higher upfront cost (most networks put it on your bill)
EG, i claim on my contents insurnace (gives me £6k cover outside of property)
i need to pay £100 excess, pay the network for a new simcard (orange standard sim is £15) and wait for my claim to go through to purchase a new phone. (im assuming they would refund the cost of the phone to you, not give you an actual handset)
If i claim under network, £15 goes on next bill, get a replacement "referb"* in 24hours.
*Most referb phones are ones that customers have returned under return policys or faulty phones that have been repaired to manufacturers standards.