Yes I know, It sucks so much and makes you pay more! But I do have a hard time saving up my money for a MacBook. I can easily save $38 or so a month. So I want to get the card. My question is, After you sign up for the card...Do they give you the number and stuff so you can use it like ASAP or do you gotta wait till it comes in the mail? *I know all the requirements to get the card...I'm not stupid. Thats my question. Please help me figure it out.