"The Australian Competition and Consumer Commission has rejected an application by the Commonwealth Bank, Westpac, National Australia Bank and Bendigo and Adelaide Bank to collectively negotiate with Apple over use of its payment system, and potentially boycott it."
http://www.abc.net.au/news/2016-11-29/apple-pay-accc-denies-big-banks-collective-bargaining/8074038
http://www.abc.net.au/news/2016-11-29/apple-pay-accc-denies-big-banks-collective-bargaining/8074038