I've heard quite a bit about a company called Safeware ( www.safeware.com ) that does standalone insurance protection for laptops (and desktops, PDAs, etc.) My quotes ran around $60 for the laptop coverage, $40 for the desktop (I'm planning on getting a new G5 soon and was pricing for both that and my iBook). I've heard from a number of people that it wasn't all that troublesome, so might be a good thing to check out if you'd be interested in that route as well.