accidental coverage

Discussion in 'iPhone Accessories' started by newtomac1032, Jul 16, 2009.

  1. newtomac1032 macrumors member

    Joined:
    Jun 29, 2009
    #1
    anyone who might be interested in some form of accidental damage coverage from a warranty or insurance may want to check out www.squaretrade.com especially if you purchased within the last 30 days
     
  2. jacobgaul macrumors regular

    Joined:
    Jun 29, 2009
    #2
    how good is squaretrade tho? i have a iphone 3gs and a macbookpro i just bought from bestbuy i was thinking of dropping the warranty and switching to squaretrade but i was a bit worried tbh
     
  3. newtomac1032 thread starter macrumors member

    Joined:
    Jun 29, 2009
    #3
    can;t say from personal experience yet. I can't get my Iphone until April. But I own a Kindle and was very impressed reading this thread on another board if you want to check it out I think you can. It is http://www.kindleboards.com/index.php/topic,10993.0.html.

    to be honest I wasn't even aware best buy offered anything
     
  4. truncj macrumors member

    Joined:
    Jun 26, 2009
    #4
    Understand this with SquareTrade (I was looking into it myself for a while)

    1. Does not cover theft
    2. Will only cover up to $399 (16gb) and $499 (32gb)
    2a. This means that if you bought your phone for 32gb for $299 and had to get it replaced through squaretrade for accidental damage, they would reimburse you $499. Subtract the $50 deductible, and the $115/2year insurance rate, they are actually paying you $335 through insurance. Combine this with the fact that you have to pay $699 to get a new phone (usually, unless apple/att agrees to make you sign another 2year contract for $499, which is not guaranteed by any means). This means you actually have to pay a total of $365 for a replacement iPhone.
    3. I believe it is possible for you to insure the phone for $599/$699 but only if you purchased it for those prices (since they require a proof of purchase)
     
  5. Knolly macrumors 6502a

    Joined:
    Jul 22, 2007
    #5
    I've personally used SquareTrade twice... Once for normal coverage and once for accidental, and they are great. The reimbursement process was quick and painless. I only get SquareTrade warranties these days.
     
  6. newtomac1032 thread starter macrumors member

    Joined:
    Jun 29, 2009
    #6
    I may be wrong but to me for those who want/need some sort of AD coverage something is better than nothing even if it does not pay the full amount of the Iphone especially given att offers NADA
     
  7. TB07-NJ macrumors 68020

    Joined:
    Jul 7, 2008
    Location:
    FORMERLY NJ now FL
    #7
    You CANNOT cover it for full value. $399/$499 is max no matter what you paid for it. Considering Apple will charge you only $199 for "broken/drowned"
    replacement as long as you are under warranty Squaretrade is a VERY poor value. They USED to cover you for full replacement value but that changed recently.

     
  8. jacobgaul macrumors regular

    Joined:
    Jun 29, 2009
    #8
    it does allow you to cover 599/699 price points you just pay more, i actually picked up 2yr for my new iphone, i dropped my bestbuy warranty.. its $94.06 for 2yrs they gave me 30% off.

    i asked them the other day, they will cover the 599/699 even if you only paid 199/299 you have to ask for the full retail plan
     
  9. labman macrumors 604

    labman

    Joined:
    Jun 9, 2009
    Location:
    Mich near Detroit
    #9
    well

    I have one very good experience with squaretrade they replaced a cheap china jphone for me before I got the real deal. It was still under manufactures warranty but I couldn't get a hold of the company Squaretrade replaced the value of the phone even though they didn't have too. but the 599/699 coverage still concerns unless I have it in writing.
     

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