Accidental warranty?

marc55

macrumors 6502a
Original poster
Oct 14, 2011
848
204
Since Apple doesn't offer an accidental warranty, have any of you guys found a good accidental warranty?

I would still have AppleCare, but an accidental warranty might be a nice addition.
 

saturnotaku

macrumors 68000
Mar 4, 2013
1,924
51
Contact your homeowner's insurance to see if you can take out a personal items policy (at least that's what State Farm calls it). You'll need a copy of the receipt and the serial number. Mine costs about $35/year. You could put it under your regular homeowner's insurance, but if you had to file a claim, your rate would likely increase.
 

yjchua95

macrumors 604
Apr 23, 2011
6,725
231
GVA, KUL, MEL (current), ZQN
Since Apple doesn't offer an accidental warranty, have any of you guys found a good accidental warranty?

I would still have AppleCare, but an accidental warranty might be a nice addition.
Perhaps your credit/charge card company may cover it at a small cost (usually in the form of annual fees).

I know it's part of my American Express benefits.
 

NativeTxn

macrumors regular
Feb 11, 2013
134
8
Contact your homeowner's insurance to see if you can take out a personal items policy (at least that's what State Farm calls it). You'll need a copy of the receipt and the serial number. Mine costs about $35/year. You could put it under your regular homeowner's insurance, but if you had to file a claim, your rate would likely increase.
Also, if it is under your regular homeowners, in addition to the potential of increased premiums, you would have the pay the regular deductible, whatever that might be in your case. When I got a $4,000 personal articles policy (that's what Texas Farm Bureau calls it), I think it runs about $28 or $29/year and it has a $100 deductible per claim.

But if you file under the PAP, even if the deductible might be a bit higher, you don't run the risk of your main HOI premiums increasing, or the risk that your insurance company might drop you if you have too many claims on the main HOI policy in a certain period of time.
 
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