Who all has some type of insurance on their phone. I will be able to get blanket coverage on my MBP and iPhone ($1600 total) for $50/year with a $50 deductible. That seems like a great deal since AT&T doesn't offer insurance. What kind of coverage (if any) do you have?
Do you have to have homeowner's or renter's insurance to get that? What state are you in? edit: nevermind about the state. LOL I can read.