Hello, I'm looking at a Macbook Pro 13", and have the money to buy it in full, but I was wondering if I should do the RBS Citizens Payment Plan to build my credit, even if that means paying a little extra in the end.
I hear it's good to mix credit and loans, and I have credit, but don't have a loan on anything yet, so this might be the chance. I'm not interested in the Barclay card because it's a credit card.
Is this as good an idea as I think it is? Should I do RBS to build credit, or is it not worth it? Should I just purchase it in cash since I have it?
Comments would be appreciated...
I hear it's good to mix credit and loans, and I have credit, but don't have a loan on anything yet, so this might be the chance. I'm not interested in the Barclay card because it's a credit card.
Is this as good an idea as I think it is? Should I do RBS to build credit, or is it not worth it? Should I just purchase it in cash since I have it?
Comments would be appreciated...