I am likely to purchase an iPhone later in 2016, after the iPhone 7 is released. I have never had a smartphone. I have been using an Audiovox 8610 (look it up!) on Virgin Mobile on a pre-pay plan since 2006 (18 cents a minute) and never had a problem with coverage. Heck, I haven't even had to change the battery in all that time. With the Virgin Mobile plan, I don't use the phone much, though that is likely to change with a smartphone. I am familiar with iOS; I have an iPod Touch and an iPad Air that I use frequently. I would prefer to buy a non-subsidized phone and find a plan that is low-cost. I have become used to paying $80/year for my Virgin Mobile phone pay-as-you-go plan. I know I will not find something so cheap with an iPhone, but I would like to spend as little as possible for a plan. I have never texted (and do not intend to), but plan to use the phone as a telephone and for apps while away from home. I doubt I will do much streaming on the iPhone. Is there an online tool that can help me sort out what plan is best? Or what things should I consider over the next few months? I know things will change between now and this fall when the iPhone 7 goes on sale, but I like to be able to sort out options with plenty of time.