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How were you able to do this without incurring cash advance fees?
You don’t withdraw from the card as cash, you actually need spend (organic or manufactured). I actually had spend that needed to be done. Had to re-do the insulation in our house, put artificial turf in the back, and bought a couple of gold PAMP bars from Costco. Maxed it out easily, put the cash needed to pay it off in a high yield, call customer service to find the absolute pay off date and set a reminder. Just gotta pay the monthly minimums until the day.
 
What was wrong with Apple Pay Later that it had to be shut down with these bozos replacing it?
Apple's finance operation is an absolute crapshow. every bank that has worked with them has regretted it. Apple makes demands of their financing partners and the financing partners find issues and make demands of apple. the financers fix their stuff and apple.....assumes they are never wrong, fixes nothing, looses the contract, finds another bank to abuse, and repeats the same exact mistakes.
 
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Apple's finance operation is an absolute crapshow. every bank that has worked with them has regretted it. Apple makes demands of their financing partners and the financing partners find issues and make demands of apple. the financers fix their stuff and apple.....assumes they are never wrong, fixes nothing, looses the contract, finds another bank to abuse, and repeats the same exact mistakes.

Wasn't Apple themselves the bank for APL? I suppose being a bank and making a phone are worlds apart though - they probably ended up deciding it wasn't worth the trouble as long as they can get someone else to do the heavy lifting.
 
You find it helpful to constantly carry debt for random purchases and have to deal with a third party payment company to juggle all the mini loans you have open? Sounds like my nightmare.
Who said I have multiple mini loans at once? I never allow myself more then 2 Klarna purchases active at the same time
 
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