You don’t withdraw from the card as cash, you actually need spend (organic or manufactured). I actually had spend that needed to be done. Had to re-do the insulation in our house, put artificial turf in the back, and bought a couple of gold PAMP bars from Costco. Maxed it out easily, put the cash needed to pay it off in a high yield, call customer service to find the absolute pay off date and set a reminder. Just gotta pay the monthly minimums until the day.How were you able to do this without incurring cash advance fees?