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Marzzz

macrumors 6502
Original poster
Nov 1, 2002
307
426
The Desert
I had used Quicken for personal finances for years, but gave it up a because they went to a subscription model (and they are suboptimal, to put it politely). I don't need any fancy budgeting/investing/financial planning capabilities, just something that is for all intents and purposes a checkbook where I can download transactions, checks and deposits from my bank online to keep track of things. Any suggestions?
 

Cats01

macrumors newbie
Apr 21, 2021
13
7
I had used Quicken for personal finances for years, but gave it up a because they went to a subscription model (and they are suboptimal, to put it politely). I don't need any fancy budgeting/investing/financial planning capabilities, just something that is for all intents and purposes a checkbook where I can download transactions, checks and deposits from my bank online to keep track of things. Any suggestions?
I use Banktivity. Unfortunately they recently went to a subscription model. I'm continuing with them until I can find something equal or better without the subscription.
 

Weaselboy

Moderator
Staff member
Jan 23, 2005
33,993
15,303
California
I use Banktivity. Unfortunately they recently went to a subscription model. I'm continuing with them until I can find something equal or better without the subscription.
Same here and I have not found anything better for less $$.
 

velocityg4

macrumors 604
Dec 19, 2004
7,328
4,713
Georgia
I use Excel. Setup a chart of accounts to assign transactions account numbers. Then setup =round(sumif)) statements to add up all the transactions in each account.
 

jenelemond

macrumors regular
Jan 20, 2022
137
70
You can try Mint. Though it is a cloud-based web platform and mobile app. Your accounts are automatically synced between the web and mobile app. This makes it easier to manage your finances in real-time.
 

AZhappyjack

macrumors G3
Jul 3, 2011
9,584
22,645
Happy Jack, AZ
I've been using Checkbook Pro from the App Store for years ... $20 and no subscription.

 
Last edited:

chabig

macrumors G4
Sep 6, 2002
11,122
8,804
I've been using See Finance since Quicken discontinued their Mac product years ago. It's simple and well supported.

 

DDetloff

macrumors newbie
Nov 18, 2021
7
4
I've been using See Finance since Quicken discontinued their Mac product years ago. It's simple and well supported.

Same here. I switched from Banktivity to See Finance 2 several months ago and have been very satisfied.
 

kkclstuff

macrumors 6502
Apr 18, 2015
267
169
NYC
+1 with a basic spreadsheet (ie Numbers, Excel, LibreOffice, etc)

I did the same once everyone moved to subscription based models and I m not a fan of cloud-based options.

After some deliberation I created custom spreadsheet in Numbers for my yearly Accounting Ledger (mainly for the interactive support with other Mac apps). While there's a bit of 'design and setup'—once setup to your personal/custom needs—it will be exactly what you need. And in the future you can alter the file as your needs change.

If you need alot of external web based imports/exports you may be better off with a 'fuller featured' SSapp like Excel
 
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seanreilly

macrumors newbie
Aug 4, 2010
2
0
I'm the developer of Moneydance (infinitekind.com), which I think meets your requirements. It has all the same features as Quicken, but in my biased view, a lot more friendly.

If your bank is one of the thousand or so that still support direct OFX connections then you can download transactions automatically (and sometimes send bill payments) as much as you like. However most banks these days require use of an aggregator which is a paid service to the app makers. As a result any finance app that downloads from a significant number of banks will need to be subscription based. For Moneydance we offer both the non-subscription and subscription model, but our subscription plan basically just covers the cost of the aggregator (Plaid.com).

Thanks,
Sean
 

Cats01

macrumors newbie
Apr 21, 2021
13
7
I've been using Checkbook Pro from the App Store for years ... $20 and no subscription.

Thanks. Gotta check it out.
 

Cats01

macrumors newbie
Apr 21, 2021
13
7
I've been using See Finance since Quicken discontinued their Mac product years ago. It's simple and well supported.

Thanks for the information. Will check it out.
 

lcubed

macrumors 6502a
Nov 19, 2020
540
324
i'm using banktivity, but plan on freezing it at the current level by not resubscribing at the end of the current subscription period since i just need the bronze level features.
 
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