When I first started using Apple Pay when it was released, it worked flawlessly everytime, but now, everytime I use it, the cashiers always have to tell me to do it again because it never goes through the first time. I hold my phone up to the terminal and scan my finger just like any other time and the phone gives me a done & check mark, but after that, the cashiers always look confused and ask me to do it again and it's always approved the second time. It's starting to become really annoying. Today, I had to scan four times for two seperate purchases at Panera Bread. Does anyone know why this is happening? One time a cashier told me that it was some sort of protection to make sure my phone wasn't stolen or something? Although, that doesn't really make sense to me. So I'm not sure if it has to do with some sort of security safeguard or something. I'm using a BofA Visa Credit if anyone needs to know. Also, I mostly only use it at official Apple Pay accepting retailers.