I switched to Verizon when I got an iPhone 5 last week, but I didn't sign up for personal hotspot, unless they signed me up without telling me. But when I go into settings, I am able to turn personal hotspot on. Did it just charge me $20? Is this a new thing where it is now free? On AT&T, when I tried to use personal hotspot (it wasn't on my plan), it wouldn't let me and told me to call AT&T and add it. I'm wondering if it's free for everyone because of this.