American Express Introduces Apple Pay Support for Corporate Cards in the United States

[macnewbie91]

I could see corporate employers mandating employees to use Apple Pay with their corporate AMEX card, as it prevents stolen information from data breaches; thus, saving the company money.

Not that AMEX doesn't back up the customer and provide superior customer service to Visa, MasterCard, and Discover, but it's still better to not deal with a data breach, in my opinion, especially when businesses have other things to worry about, like actually managing a money making corporation for their stockholders.

 

[applerocks]

Really great news. Excited to see this come through, and have it successfully activated on my card (and told a few colleagues to do the same!). Been waiting awhile for this!

Ironically, I use my corporate card in way more Apple Pay friendly scenarios than I do other cards (cabs, airport restaurants, etc.), so this is huge for me, and will probably triple my Apple Pay usage.

Activation experience varied by person. Some colleagues got SMS verification, I got email on my Phone, and had to call for my Watch. Other colleagues' had theirs activated immediately without any verification. Odd how inconsistent it was, and it might be because of varying levels of accounts for Amex setup online.

 

[2457282]

CM,

I'm interested in your experience, so let us know when you get back. Mainly (as I've put in other posts), look for terminals with the card-wifi logo on it, and try it there. The Apple Pay sticker is just a guarantee that it will work there, but the logo aforementioned means that it most likely will. Most (major) gas stations have them, I haven't seen them at restaurants (McD's excepted), and I've seen them at grocery stores.

An odd thing happened at work. The vending machines have credit card sliders, and they don't take my Credit Union card (odd, as the place I work is the first name of the credit union), but when I use Apple Pay on these machines, it works flawlessly.

With an Apple Watch, it's fun to pay for stuff... (double click button, wave it at the terminal, watch the amazement on clerks' faces)

As for AMEX Corporate, I hope you have a good experience, and please let us know...

I do use Apple Pay with my Visa Card. It works great when accepted, but I just havent found to many of the places I visit actually accept Apple Pay.

As for AMEX, I just got an email from them and it says --

Any purchases you make with your Card in Apple Pay will be marked as "AplPay" on your statement

Not sure how that will play in my companies expense system if everything just says AplPay. I will experiment slowly on this.

Also, noted on the email --

If a merchant asks for the last 5 digits of your Card after you've made a purchase with your American Express Card in Apple Pay, please use the last 5 digits of the Device Account Number. To find the Device Account Number, visit the Passbook & Apple Pay section of your device Settings or view the back of your Card in the Passbook app. To see the Device Account Number for your Watch, visit the Passbook section of the Apple Watch app.

So the bottom line -- I am less optimistic about the Amex experience, but again, will try it on one or two things and see how it goes during my trip.

And yes Jeffy, I will report back.

 

[iJandro]

NICE! That's what I'm talking about! This'll make it much easier for me on my business trips!

 

[ScottNWDW]

What rewards card? iOS 9 was supposed to allow you to add something new to Apple Pay but I forgot what it was. I think it's rewards cards. But different than what we already had.

Rewards Cards that I currently have active in the passbook are Walgreens, Speedway, AMC Stubs, Starbucks (although it is also a reloadable "pay" card).

 

[tigres]

I have been using a corp plat Amex since apple pay launched.

 

[JeffyTheQuik]

I don't pretend to know the continued draw of jailbreaking. I did it on an iPhone 3GS, because I wanted to use T-Mobile when AT&T was the exclusive carrier. But I haven't seen any need to use it since Verizon got the iPhone. Not worth the instability, hassles and insecurity, IMO.

I did it on my ipad to use a 3rd party GPS with Navigon. It was nice having a 9.7" GPS in the car.

 

[JeffyTheQuik]

I do use Apple Pay with my Visa Card. It works great when accepted, but I just havent found to many of the places I visit actually accept Apple Pay.

As for AMEX, I just got an email from them and it says --


Not sure how that will play in my companies expense system if everything just says AplPay. I will experiment slowly on this.

Also, noted on the email --


So the bottom line -- I am less optimistic about the Amex experience, but again, will try it on one or two things and see how it goes during my trip.

And yes Jeffy, I will report back.

As would I... Wow, that last 5 digits thing makes it that much harder for everyone involved... Thank you!

 

[Nicky G]

But that's what I don't get. Don't we already have DD Perks in Passbook? I scan my card when I go there, if it's not DD Perks, then what card do I have?

Walgreens Balance rewards, I already have that.

The only one I don't have is Panera.

The idea, I think, is that in one transaction/wave of the iPhone, you process both payment and the loyalty card transactions.

 

[larrylaffer]

I hope that Discover won't require iOS 9 to support Apple Pay... I like my jailbroken iPhone.

I don't know how comfortable I'd feel about putting my credit card information into a jailbroken phone.

 

[starnox]

Strange. I've been using my UK Business Amex through ApplePay since day one.

 

[bookwormsy]

Wow. You put your credit cards on a jailbroken phone? Living on the edge. Do you loosen the brake lines on your car just for fun?

Yes, I have root access on my phone. No, there's no instability. Yes, I changed the SSH passwords. The credit card information lives in the Secure Element, which is still not accessible even with a jailbreak.

 

[rdlink]

Yes, I have root access on my phone. No, there's no instability. Yes, I changed the SSH passwords. The credit card information lives in the Secure Element, which is still not accessible even with a jailbreak.

As someone who has jailbroken his devices in the past, including iPhones and Apple TVs, I know this: Yes, there is instability. You may choose to ignore it, and gloss over it. But it's there. And you have no clue whatsoever what is accessible on your jailbroken phone. But hey. It's your phone, and your financial data. Knock your socks off. No skin off my teeth.

 

[bookwormsy]

As someone who has jailbroken his devices in the past, including iPhones and Apple TVs, I know this: Yes, there is instability. You may choose to ignore it, and gloss over it. But it's there. And you have no clue whatsoever what is accessible on your jailbroken phone. But hey. It's your phone, and your financial data. Knock your socks off. No skin off my teeth.

The mere act of gaining root access (jailbreaking) doesn't cause any instability. It's the tweaks that can bring that instability.

I know exactly what's accessible on my jailbroken phone, since I have root access. I know that the Taig jailbreak has been thoroughly vetted by security experts that it doesn't do anything unexpected.

I know that the Secure Element, where my financial data lives, is unaccessible from the OS. I also know that Regulation E and Z will protect me from unauthorized transactions.