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AMEX Charge

M

mchaseman

macrumors member
Original poster
Sep 14, 2012
67
0
I was successful in purchasing a 42mm apple watch on April 10 and got a $1 charge on my AMEX shortly after. That charge has subsequently been removed. Anything to be concerned about?

Thanks in advance.

Sincerely,

Marc
 
mchaseman said:
I was successful in purchasing a 42mm apple watch on April 10 and got a $1 charge on my AMEX shortly after. That charge has subsequently been removed. Anything to be concerned about?

Thanks in advance.

Sincerely,

Marc
Click to expand...

Probably nothing to be worried about
 
AMEX Charge

No. It's a pending charge that drops off automatically in a few days if not replaced by a real charge. They'll charge you when your item ships.
 
This is the standard authorization process from Apple. You'll be charged for the full amount of the purchase when it ships.
 
mchaseman said:
I was successful in purchasing a 42mm apple watch on April 10 and got a $1 charge on my AMEX shortly after. That charge has subsequently been removed. Anything to be concerned about?

Thanks in advance.

Sincerely,

Marc
Click to expand...

That's common . I'm worried cause I didn't get the 1 dollar charge
 
It was just a verification. It dropped off exactly as it's supposed to.

I didn't get a charge at all. Some won't even see one. Nothing to worry about.
 
mchaseman said:
I was successful in purchasing a 42mm apple watch on April 10 and got a $1 charge on my AMEX shortly after. That charge has subsequently been removed. Anything to be concerned about?

Thanks in advance.

Sincerely,

Marc
Click to expand...

Nope. It works differently depending on your bank, card used, and how Apple feels that day (kidding, just other variations I don't understand).

Some people are not charged at all until it ships. Some are charged $0.99 for validation of the account. Some are charged the full amount which is then rescinded. All are pretty normal and really just a way for Apple to confirm the payment information.

I would not worry if I was you - Apple will charge you the full amount again (for real) when your orders are ready to ship.
 
Check your credit limit ... You should see a pending charge lowering your limit for the value of what you paid.
 
My card is still showing 2 authorization charges of $0 for "address verification only." They haven't disappeared yet for me.

But yeah, you're fine. It's just so Apple can verify the card and billing address.
 
jst1nt said:
Check your credit limit ... You should see a pending charge lowering your limit for the value of what you paid.
Click to expand...


That will drop off as well. They can't hold your credit limit hostage in perpetuity.
 
AJsAWiz said:
Did you fill up your AMEX credit limit on your card? If not, I don't understand why you say it's being held hostage.
Click to expand...

Nope. Which is why I'm baffled. I still have plenty of available credit. I don't carry a high balance.

The confusing part is that the difference between my limit and the amount owed plus pending charges leaves an amount of unavailable credit that equals my Apple Watch purchases. Maybe it'll all sort out soon.

In the "Pending Charges" all I see are other charges. The Apple ones that were listed dropped off today.
 
bunnicula said:
Nope. Which is why I'm baffled. I still have plenty of available credit. I don't carry a high balance.

The confusing part is that the difference between my limit and the amount owed plus pending charges leaves an amount of unavailable credit that equals my Apple Watch purchases. Maybe it'll all sort out soon.

In the "Pending Charges" all I see are other charges. The Apple ones that were listed dropped off today.
Click to expand...

Perhaps a call to American Express is in order?
 
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