I have a pending claim for my 2 iPhones with AMEX. I've read where a lot of folks have received a $200 credit which obviously is very generous since AMEX did not have to do it. On the other hand, AMEX probably sensed some issue where they did not want to suddenly have a lot of "lost" iphones where they would pay 100% credit for either. There are now a lot of folks that are receiving $100 credits instead of $200. If you remove yourself from the theme that you should just be lucky you got anything, as an AMEX customer I'm a bit irritated. Has anyone been given the reason for the split? If I get $100 instead of $200, I have to ask why since so many other customers received the $200. The fact Apple is giving $100 coupons I'm sure is the reason they are giving. But - that doesn't explain why other folks were and are getting $200 even after the $100 Apple coupon. Has anyone pushed this issue?