So I am weighing my options since I have a $50 gift card that I could use for Apple Care+, but then I remembered that American Express and Discover extend warranty for one year. Does anyone have experience with this for Apple products, and know how it works? Can you just bring in your AMEX/Discover statement and have Apple handle repairs/replacement or do you go through the card company? I also like that they cover damage/theft and even returns for 90 days after purchase, so that is another perk. You might consider signing up for one if you don't already. An Apple rep said it was okay to change billing choice over the phone before the Watch ships.