Ever stand behind a women at a checkout, shes talking on the phone while she is being rung up. After everything is charged, only then does she start to dig in her ginormous shoulder bag and look for her wallet. The wallet is the size of Blackberry Playbook, then she thumbs through a gazillion credit cards till she finds the one she wants. She already has the phone out.
.......you forgot that she was in the Express lane with more than 20 items and has a lot of coupons to look through.
Wondering if NFC stands for No @!#&^@$ Cash?