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The government ran us to the brink by enacting the cheap money printing policies that fed was telling us were so great for the economy, encouraging reckless risk taking, and creating the moral hazard of bailouts in the first place. Without government intervention, these things never would have happened we would have been much better off then, and we would be much better off now. It's not their fault for adapting to the system the political machine put into place. If you guarantee that a bank won't fail then you take away their fear of risk and recklessness risk taking is the direct result of that. Blame government. Wall Street is a symptom, not a cause.

Another huge part of this was the federal government requiring banks to make home loans to people that they normally would have considered too risky. The banks then tried to cover themselves and while it is hard to explain in a short space, what they did was hide these loans so that investors couldn't assess the true risk of their portfolios.

Then the federal government again came in and forced banks to reclassify these loans which meant that the banks had to keep more cash on hand, and effectively dried up the supply of money to lend.

The short of all this is that, yes there were and are greedy people in financial institutions that contributed to the financial collapse, but if you really want to place blame for all that went wrong your finger should be pointed directly at Washington.
 
One thing that interested me years ago, and this is not necessarily exactly related, a laptop with a virtual "iOS" keyboard. This would allow the keyboard to change depending on application, or allow the laptop to fully open, doubling screen real estate.
 
One word: Never.

So ten years ago if someone said we need a apple phone and tablet computer to compliment your Mac, your answer would have been 'Never' as well? "...I'm okay with my current phone and why would I need this tablet thing, my laptop is mobile enough." I don't understand why people want to stifle the tighter integration of iOS and OS X, perhaps with the introduction of a hybrid device. That's the thing with technology, we're usually fearful of change until something new arrives and then we wonder how we ever lived without it. If any company can pull this off, it would be Apple. Both iOS and OS X are approaching an evolutionary wall and the only way they can climb over it is to work together...better.
 
You know it is coming.

It just won't be here for another 2 or 3 years. Maybe more. Apple would love to unify everything, but the tech is so disparate at this time.
 
I'm puzzled as to why this cross-compatibility would fuel an Apple "starved for rapid growth opportunities," (which is what analysts worry about). You don't see many people or businesses saying they won't buy iPad because it doesn't run Windows (or buying a Win 8 device because it does), and the only market that would care is the 10% or so worldwide that have Macs. It's a solution in search of a problem. But analysts need to be quoted to keep their jobs, and you don't get quoted unless you have something distinctive to say.

Yes, there are plenty of technical reasons why OS X and iOS could merge - once a Darwin, always a Darwin.

The real issue is OS bloat (not that Tim or Craig would put it in those terms for the media). How much of an iOS device's relatively limited storage can be dedicated to the OS, and how much bandwidth is required to download the OS to all those iOS devices? I want a mouse and shortcut keys (I do a lot of writing on my iPad), the next person wants a windowed multi-tasking environment, someone else full-blown PhotoShop, corporate IT has a long list... Anything left out is going to cause dissatisfaction among those who didn't get their wish. As Microsoft learned, it's a no-win proposition.

Currently, iOS requires around 3gb for OS and related overhead. Unless and until the wholesale cost of Flash memory is halved, I doubt Apple wants to chew up much more than 3gb on the 16gb 5s' and Minis they sold yesterday. At the least we have to allow a few years for those devices to succumb to the replacement cycle.
 
There is NO reason why OSX couldn't or SHOULDN'T be able to run iOS Apps. There's a lot of games, for example, that would be nice to be able to play on a larger screen and with a trackpad or mouse input that the developer has not ported (for whatever reason from doesn't care to laziness) to OSX. One could simply have an iOS Mode icon on the dock for such a thing. Developers already have access to an iOS emulator. And yes, since iOS software is for ARM chips, they're not going to run hyper fast, but they can still run well enough under just-in-time emulation.

I'm not saying that OSX itself should be more like iOS, but it could encompass the software quite readily and with the addition of touch-capable screens, you could even have the option to run the software with the same touch inputs. Now whether you'd WANT to is another matter, but I see no reason what-so-ever to not give the OPTION of doing so if you have a need or desire for it for whatever reason. Given the idea of an iPad Pro, it seems all the more reason to have more options and merger for Apps that could easily move from mobile to the home without having to run two "compatible" Apps. Just run the iPad Pro App on you Mac directly. Make such iOS Apps more "Mac Aware" (i.e. designed for mouse/trackpad input alternatives so that when run on such a device or with a bluetooth version with the iPad Pro, you have the option of doing so. I see nothing wrong with that at all because it's expanding the iOS paradigm into the Mac but doesn't mess with the Mac itself (i.e. Mac only software).

Now whether iOS devices should be more OSX-like is another question altogether, but certainly having support for Bluetooth mouse/trackpad input especially on some iPad "Pro" model that's rumored certainly makes sense and SD Card and/or USB inputs for some Apps makes sense as well at some point. I can even see validity for a crossover iOS device like a "Pro" iPad that acts like an iPad (and runs iPad software) as a touch-screen device, but could also have a kickstand type dock mode that with the addition of a full keyboard/mouse could run full OSX or at least something closer to it. And there is where the above OSX proper "iOS Mode" could create the "hybrid" iPad "Pro" that actually runs OSX but has an iOS Mode as a tablet device. Those that could use such a hybrid would find it more useful and those that just want a giant-arse iPad would leave it in iOS mode. And those of us that would like to play an iOS game on our Mac would just activate the dock icon to do so. But the point is that you wouldn't "merge" iOS and OSX, but simply make OSX iOS capable and some devices like an iPad Pro or even a flip-around Mac Air could operate as EITHER one. Some apps could then obviously operate in either mode.

As long as the Mac experience itself doesn't change, I don't have an issue with OSX getting iOS modes/features. Where Microsoft has gone horribly wrong is trying to force their mobile "Metro" GUI as the DEFAULT. If they simply had a Mobile/Desktop "switch" that remembers the last setting or a default and switched between Metro and Windows7 interfaces, I don't think they would have gotten any real flak. You use it in whatever mode you want and everyone is happy. You make the START button go to Metro and you get complaints (except from the people making 3rd party add-ons that turns it back into Windows7 with a newer DirectX). Of course, Microsoft's "Surface" products are just cheap'n'crappy. That wouldn't be the case with the Mac if it's done properly.
 
Of course, once there is enough computing power, the iPhone could basically run OS X when attached to a monitor, keyboard, and mouse. But I wouldn't use it because imagine how @#$%ing powerful the desktop towers will be in that year!

Let's hope that if they do that, it looks nothing like that disgusting Atrix setup and does not have such a horrible name.
 
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Why bother with a dock? Just airplay to an AppleTV. The iPhone's own screen could then serve as a trackpad. The only problem is network latency, though the rumored integration of Airport functionality into AppleTV could largely mitigate this.
 
I don't get some of these comments. This idea is amazing! You could use your phone to boot any mac into your own portable OSX device. You can do this with a USB so i presume it would be easy to implement.
 
I definitely think such a hybrid device will be the next MBA. 12" iPad running iOS which when docked into the keyboard turns into a 12" MBA running OSX. There's no convergence because it runs both OS's. It's the most obvious way to make a larger iPad both useful and practical.
 
Another huge part of this was the federal government requiring banks to make home loans to people that they normally would have considered too risky. The banks then tried to cover themselves and while it is hard to explain in a short space, what they did was hide these loans so that investors couldn't assess the true risk of their portfolios.

Then the federal government again came in and forced banks to reclassify these loans which meant that the banks had to keep more cash on hand, and effectively dried up the supply of money to lend.

The short of all this is that, yes there were and are greedy people in financial institutions that contributed to the financial collapse, but if you really want to place blame for all that went wrong your finger should be pointed directly at Washington.

Heh yeah. I defy anyone to search anyone to search through the transcripts of conference calls and the 10 Q/K Filings of these banks pre-2007 and find the term mortgage backed security or credit default swap. Post-crisis thats all you see.

And definitely right, during that whole occupy wall street thing I was saying they should be down in Washington. Spot on man.
 
reboylin

Why go down the Windows 8 path when you can go both ways. Apple can make their phone capable of running their Mac OS with it's limited touch capabilities. The phone must be connected such that it switches to OS X such that it no longer recognizes it's own touch interface input. Thus the phone becomes a hidden "box" of a standard computer via the port device, monitor, and normal OS X input devices.

This way Apple can sell a computer and a phone to Chinese who can only afford a phone, initially. Apple can make the "dock" universal as to monitors and input devices, selling only the dock with the Apple logo.:rolleyes:
 
While I think it's a long way off, this is absolutely the future and it is VERY Apple.

It's inefficient to have 3 devices (phone, tablet, computer) all with their own hardware, file systems, and internet subscriptions. They all require upgrading every few years.

It would be efficient for each individual to have one device that powers all three. Not only would it marry a consumer to an ecosystem, it would become very affordable. Imagine a screen/keyboard and battery peripheral for $180 that lasts 10 years and has solar panels on the back.
 
It's about time. I blogged about something like this in 2009 before the iPad was announced:

The Apple iTablet is brilliant if you think different. Don’t think about using it on its own because you would only use it that way when you are traveling light. Think about it as the center of an ecosystem. You carry it to work and pop it into an iMac-like frame and it becomes your work system. Carry it home and pop it into another frame and it’s your home system. It should be possible to set up frames so that they can automatically reconfigure the system or select a set of preferences or perhaps a virtual OS.

When you are at work, it is set up as a work system and the frame can trigger data leakage rules so that you cannot walk out with corporate assets. When you are terminated, the data is no longer accessible to you because a timeout will delete data if the iTablet is not connected to your work frame in a specific period of time. Need a laptop? There’s a frame for that too.

What I am trying to get across is that the iTablet carries your software and ‘personality.’ You can use it on its own, or you can pop it into a frame which might increase its power, storage, and add a keyboard and mouse.

Think about all of the cars that have iPod connectors in them. Extend that concept so that hotels, coffee shops, Internet Cafes, etc. have empty frames which are ready to run once your tablet is plugged in. No need to worry about privacy or viruses, because its YOUR system you are using. Now imagine a frame on the back of every airline seat. If you’ve tried watching an iPod or iPhone on a plane, you’ll see how cool this is. A browser can be brought up for in-flight entertainment or the route map if you run out of your own media.
 
I've got a good idea - every time an analyst makes a claim and they're wrong they should be executed on the spot; no trial, no jury - bullet through the back of the head. Maybe, just maybe, if it happens enough times analysts might stop believing they're God and actually realise that their 'insights' are no better than mine or anyone else on this forum - in fact I'd argue that most of the people here who have been 'with Apple' since year dot probably have a better insight into the future than the this analyst in question.
 
It might not happen this year. But in 2015 smartphones will be powerful enough to replace today's ultrabooks and notebooks and it's only logical that people will want to use a device that can scale over different form factors.

That was Canonical's original vision for Ubuntu Touch and the Ubuntu Edge phone. Devices like this WILL come, and you will want to have one, too.

THIS. I've suspected for a a couple of years now that Apple will come out with a dual boot portable device, as the processors in the iPhones/iPads become more powerful alongside bigger and faster hard drives (and iCloud) it seems like a logical step. iOS as the mobile OS, get to the office and pop it in a dock and it immediately loads up OSX running your current apps under a rosetta-esque emulation.

I think that's a more likely scenario than a laptop running iOS.
 
It's funny how the messaging on these things changes over time.

When Steve Jobs introduced the first iPhone, his words were that it ran OS X.

If you remember, he also characterized it as the best iPod Apple ever made.
 
THIS. I've suspected for a a couple of years now that Apple will come out with a dual boot portable device, as the processors in the iPhones/iPads become more powerful alongside bigger and faster hard drives (and iCloud) it seems like a logical step. iOS as the mobile OS, get to the office and pop it in a dock and it immediately loads up OSX running your current apps under a rosetta-esque emulation.

I think that's a more likely scenario than a laptop running iOS.

An iPhone is already more powerful than any pre-2005 laptop and could run the whole OS with a display easily if it weren't for the difference in CPU architecture. If Apple built a version of Panther for iPhone ARM, it would run fine.

But it seems like everyone making software is in some pact with hardware makers to make the software require beefier computers every year. MS Office and Adobe Photoshop are great examples. Barely anything has changed over the past 10 years besides amping up 8X the computer resources required to run their software. 1GB of RAM for an Excel spreadsheet is utterly inexcusable. Even Flash Player has clearly gotten more resource-hogging despite every single update claiming faster performance. And remember Mavericks's "improved memory management"? Codeword for "uses more RAM". I updated then downgraded back to 10.8.5.

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Again, "stupid analysts" being stupid all the way to the bank.

Being good at predicting what Apple will do and being good at ripping off the Fed are different things. I suppose the analysts at JP Morgan are also really good at Super Smash Bros Melee?
 
I think using my iPad as an iPad when that is what I want
Then drop it into my display less MB to use as a real computer.
Brilliant.

I'm in with that step up.
Hopefully they make it before I have to retire my iPad 2 and my 09 MBP
 
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Apple Security is LMAO

Don't you know there is someone over in Apple's security department right now who is laughing their butt off at how easy it is to catch the leaker of this obviously planted story.
 
THIS. I've suspected for a a couple of years now that Apple will come out with a dual boot portable device, as the processors in the iPhones/iPads become more powerful alongside bigger and faster hard drives (and iCloud) it seems like a logical step. iOS as the mobile OS, get to the office and pop it in a dock and it immediately loads up OSX running your current apps under a rosetta-esque emulation.

I think that's a more likely scenario than a laptop running iOS.

You have it the wrong way round. Single boot. Tablets are going to run oSx and full windows. And within a few years, phones too.

MS is already considering running Android apps on Windows through an emulator.
 
This will happen when they release the A10 128bit multicore processors and drop out the intel processor.
 
This is going to happen. As Apple's "A" chips become fast enough to run desktop software, they will simply disable or enable features that pertain to the hardware the OS is running on. This saves money.

They just gave everybody a hint of this with the new iWork. It's the same code base with features enabled or disabled for what the software is running on. That's why it was re-written from scratch and features were missing.

I swear as long as the sun rises and sets, we will see an "A" processor in a Macbook Air in the next 5 years.

Remember Apple's philosophy - Control the hardware and the software.
 
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