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People are not stupid. Just because you don’t pay outright for your iPhone doesn’t make it any less expensive. You’re just paying for it in instalments instead.

Why do you pay outright?
I mean really - why?

And with the Apple Upgrade program I get a new phone each year for about half the cost (if I were to buy to outright) while only outlaying a monthly installment.
 
Why do you pay outright?
I mean really - why?

And with the Apple Upgrade program I get a new phone each year for about half the cost (if I were to buy to outright) while only outlaying a monthly installment.
I am not sure if this is typical in all regions, but I was able to negotiate a lower plan by bringing my own (purchased outright) phone. It works out to less to purchase the phone outright than the more expensive contract-tied phones on subsidy over 24 months, plus it is unlocked. At least in Canada.
 
Why do you pay outright?
I mean really - why?

And with the Apple Upgrade program I get a new phone each year for about half the cost (if I were to buy to outright) while only outlaying a monthly installment.
I can only explain my thoughts about buying outright since that is what I do.
When I buy outright, I know the immediate hit to my bottom line. Essentially it's a can I afford to do this right now? Buying on credit does make it easy to buy them with much less monthly "pain" I admit, but it also makes you feel good about using credit. I have always paid my credit card off when I get the bill. I haven't carried any credit card debt since 2006. I have occasionally bought a car on credit only to keep my credit scores up on the off chance I may need a loan for something but always pay it off withing 3-4 months, and that was the plan before I ever signed the papers, yes I had the cash on hand.
Getting use to using credit has put MANY folks in dire straits over the years.
So if I can't afford it outright, why would I think I could still afford it using credit?
These thoughts are applicable only to me, and PS my credit score hovers at around 815, give or take.
 
My job is as an analyst, and I have a chuckle at these articles, especially Kuo, they are more like weather presenters....
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What other manufacturers sell a phone that is $1000 + . Or was that a non US currency?
Finally just got my white 256 GB yesterday Jan 13, 2018 ordered Nov 24, 2017. So still like gold dust here 2 ½ months after release date.
 
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