- Oct 26, 2006
This would make sense but I want to make sure I’m not missing anything
I know that multiple pulls for a specific use are treated as a single - 4 mortgage lenders etc - but I don’t know if it applies across categories. 1 mortgage + 1 auto + 1 phone.As in 1 for the card and 1 for the loan/upgrade program? Definitely, since the card is done through Goldman Sachs and the upgrade is done through Citizen's Bank.
But it doesn't really matter, since FICO treats all "hard" pulls within (I think) 45 days as a single pull.