Signed up for the iPhone Upgrade Program last year to get the 6S Plus on launch day. Started the mortgage process a couple months or so ago and am scheduled to close on a house in a couple weeks. When talking to my mortgage processor he recommended not to get the 7 Plus right now and wait for the mortgage to close since the way the program is set up I will basically have to apply for a new loan and take another credit hit after I return my 6S Plus. My question is has anyone been denied an upgrade this year while trying to get the 7 or 7 Plus? I'm a little concerned that I am getting another rather large loan for my mortgage and that I may get denied even with a pretty good credit (750). Any one have any advice or input? Thanks!