Took a half day from work to pick up my new phone (because I love the excitement of launch day) , make the 40 minute drive from my house to the store and it takes about 15 minutes for someone to locate it. I was one of ones that was reserved by calling 1-800-MY-APPLE because I couldn't get one for preorder. Present all of my information to the store team member who attempts to process my card for the IUP application and says it is declined. I insist that there is no way it could be declined. Clerk reprocess the same information on a different device and still says my card is declined. I say this is impossible (I currently already have 2 phones under the program) and plenty available on my credit card. He tells me there is nothing he can do. His manager says there is nothing they can do. Drive 40 minutes back home (because by this time I have to pickup my kids at school) and call Capital One (my credit card company) who says there has been no attempts to process anything on the card by Apple. Call Citizens One, who tells me there has been no attempt to process an application for either my wife or myself. Anyone else with a similar experience?