Anyone else not using Apple Pay or is suprised by the iCloud requirement?

Discussion in 'iPhone' started by Starfyre, Oct 20, 2014.

  1. Starfyre macrumors 68030


    Nov 7, 2010
    I took the plunge into 8.1. I went into Apple Pay and saw a message that i needed to set up an iCloud account.

    I don't use iCloud, I don't want photos and other things sitting somewhere on Apple servers. Just looking at the article on MacRumors about the man-in-the-middle attack from China, its another vulnerability and another way that malicious thieves or government can get your sign-in credentials and access your information.

    I was hoping Apple Pay would work without being associated with any account, but it looks like Apple Pay requires association with an Apple iCloud account.

    No retailer I purchase products from will be able to see my information, but Apple will be able to see it all.

    How do you guys feel about Apple Pay?
  2. myscrnnm macrumors 65816


    Sep 16, 2014
    Seattle, WA
    I didn't have this problem because I already use iCloud. If you don't want your data on the cloud, just register but don't save anything or back anything up to iCloud.
  3. Oridus macrumors 6502a


    Oct 8, 2012
    How else do you expect to be able to lock out your phone if someone steals it without iCloud? You can turn off all the syncing services should you choose.

    Also, it's been said over and over again that Apple isn't storing any personal, nor any transaction information. They see none of it. The link is directly between you, and your card issuer with a secure token, and not your card information.
  4. DotCom2 macrumors 68040

    Feb 22, 2009
    Just get an iCloud account but don't initiate it to work in "Settings"
  5. heisenberg123 macrumors 603


    Oct 31, 2010
    Hamilton, Ontario
    like others have said you don't have to use iCloud the way its advertised you can turn everything off that syncs or backup just leave find my phone on this allows you to essentially make you phone useless to anyone that steals it
  6. T5BRICK macrumors G3


    Aug 3, 2006
    You are misinformed.

  7. Itsedstech macrumors 6502a

    Jul 24, 2011
    why not just sign up and then turn off photos and messages and all that?

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