I find that I'm constantly saving since I already own most of the things I want or need (HDTV, PS3, Xbox 360, MacBook Air, iPad, and iPhone). Some of my friends are in their late twenties or early thirties and don't have a 6 month emergency fund. Even worse, some are still in credit card debt in the thousands. The one benefit of saving is that I can make a medium sized purchase like an HDTV and MacBook and pay it in full. The negative is that I rarely buy anything because I pretty much have everything I want so all I do is keep saving. Anyone else like this?