I am having echoing issues regardless of how I am using my phone. Whether I use the phone by itself, if I use the phone with the headphones it came with, or if I use a bluetooth headset I will get echoes. 70% of the time it WILL ECHO. At first it wasnt annoying me but now its annoying the crap out of me. What has made situations worse lately, is if I begin to talk when the other person is talking it will make the other person on the line VERY quiet. What makes it most troubling about this is that if Im a very loud place, the person almost because entirely inaudible! Anyone having similar problems? Im hoping its the phone because right now it is VERY annoying, if its AT&T it means Im switching out!